On becoming "American"

Today, my darling Svetlana wanted to open a bank account. She was pretty firm on Bank of America for numerous reasons; foreign bank partnerships, large number of offices across the country and her husband requested it. So off we go to Cockeysville...I warned her about ATM and debit charges and made it clear to the gentleman opening the account how important it was he communicate honestly to Svetlana about these little banking tricks. We really lucked out with the customer service representative! He was honest and kind and was very helpful. The problem was, the whole process took over an hour!!!! Svetlana now has her own account...which is great. She feels quite relieved of the burden of having her paycheck in her pocket! Hey! We even got direct deposit for her and free checking!!!